Although I didn't use them, I've wondered why Excelsior changed its policy on accepting Fema through TESC's credit bank. One way to look at it is that it was exposing EC's students (customers) to a BIG 3 competitor and potiential loss of revenue. Another way to look at it would be to say that they were conscious of the fact that they were granting transfer credit from another college (TESC) that was heavy on credit evaluation, too. So maybe they saw this as a loss of credibility regarding the FEMA credits, since they were being "laundered" through two of those types of institutions instead of just one.
At any rate, I would give EC a break. They have not totally disallowed the use of FEMA credits, they have just made it slightly more difficult (and expensive) to do. Try getting all that credit for FEMA at your local STATE U.

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Bachelor of Science - Excelsior College
Liberal Studies
Areas of Focus: Administrative/Management & Health Professions