LOL! Dealers are not known for their understanding after the sale, but I must admit that it is better than the first option that was given you. I sympathize with you. You are put in a tough position.

Overnight the keys today. After you go see the car and check out any damage (there is usually some), it would be wise to immediately send the insurance company a letter saying that the car was found. If you get a check in the mean time, it was not because of any wrong doing on your part.

__________________
CLEP
63 Prin Macro68 Prin Mktg, 66 Prin Mgmt, 52 Prin Micro,
506 Soc Sci and Hist, 659 Col Math, 431 Eng Comp,
63 Prin of Acc, 55 Fresh Comp, 58 Humanit,
66 Info Sys and Comp App, 600 Nat Sci, 60 West Civ I,
58 West Civ II, 54 Intro Bus Law, 66 Ana & Int Lit

DSST
62 Mgmt Info Sys, 54 Mon & Bank, 65 Ethics in Amer
51 Prin Statistics, 47 Princ Fin (46 to pass),
65 Princ of Sup, 71 Bus Math, 72 Intro Bus

ECE
C Org Beh, C Human Res Mgmt, B College Writing, B Labor Relations, P Info Lit, A Business Strategy

TECEP
57 Ops Mgmt (50 to pass), 70 Industrial Psych (60 to pass)