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Six Figures in Debt for a Master's Degree
#1
I read "Inside Higher Ed" often after I skip over the trash they generally write about.  In some ways, Higher Ed is a sad unprofessional profession.


This article is good.  My former boss was a USC social worker deep in dept and still paying off debt to age 60.  Formal education (degrees) and being smart are not the same thing!

https://www.insidehighered.com/news/2019...2e2bda379e
Non-Traditional Undergraduate College Credits (634 SH): *FTCC Noncourse Credits (156 SH) *DSST (78 SH) *CPL (64 SH) *JST Military/ACE (48 SH) *CBA (44 SH) *CLEP (42 SH) *FEMA IS (40 SH) *FEMA EM (38 SH) *ECE/UExcel (30 SH) *PLA Portfolio (28 SH) *EMI/ACE (19 SH) *TEEX/ACE (16 SH) *CWE (11 SH) *NFA/ACE (10 SH) *Kaplan/ACE (3 SH) *CPC (2 SH) *AICP/ACE (2 SH) *Sophia/ACE (2 SH) and *FRTI-UM/ACE (1 SH).
Non-Traditional Graduate College Credits (14 SH): AMU (6 SH); NFHS (5 SH); and JSU (3 SH).
 





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#2
There are many cheap, podunk state colleges that offer MSW programs. If you know that you're only going to be making $50k per year, then you shouldn't be spending a lot of money on your master's degree. I don't feel sorry for these people because they're college-educated and usually over the age of 25 by the time they pursue a master's degree.

Many of these people are taking out private loans to supplement their federal financial aid, so credit checks are not stopping them.
PhD (in progress)
Masters and Graduate Certificate
AAS, AS, BA, and BS
CLEP
Intro Psych 70, US His I 64, Intro Soc 63, Intro Edu Psych 70, A&I Lit 64, Bio 68, Prin Man 69, Prin Mar 68
DSST
Life Dev Psych 62, Fund Coun 68, Intro Comp 469, Intro Astr 56, Env & Hum 70, HTYH 456, MIS 451, Prin Sup 453, HRM 62, Bus Eth 458
ALEKS
Int Alg, Coll Alg
TEEX
4 credits
TECEP
Fed Inc Tax, Sci of Nutr, Micro, Strat Man, Med Term, Pub Relations
CSU
Sys Analysis & Design, Programming, Cyber
SL
Intro to Comm, Microbio, Acc I
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