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+--- Thread: 1098-T & tuition tax deductions/credits (/Thread-1098-T-tuition-tax-deductions-credits)
1098-T & tuition tax deductions/credits - wow - 04-09-2026
In the U.S., tuition for certain types of training and at certain institutions is eligible for tax deductions and/or credits, depending on your situation.
I received a 1098-T from UMass Global, but not from University of the People. I am not sure if this is because UoPeople doesn't send them out, or if tuition there doesn't qualify because they don't participate in FAFSA. I'm thinking it's the former, because for the lower deduction levels, professional training counts, and most of those places aren't involved in FAFSA. But just thought I would check here in case anyone understands the ins and outs of this.
(I will not take anything stated here as tax advice for my individual situation. I'm just wondering about general principles, which is why I posted this to the general forum instead of the UoPeople one. Come to think of it, I didn't receive one from TESU either, but I think I can download it from the portal.)
RE: 1098-T & tuition tax deductions/credits - LevelUP - 04-09-2026
For education credits like the American Opportunity Credit or Lifetime Learning Credit, the IRS generally requires the school to be eligible for federal aid.
You can check the IRS “eligible educational institution” database to see if they are eligible
https://www.irs.gov/credits-deductions/individuals/eligible-educational-institution
RE: 1098-T & tuition tax deductions/credits - wow - 04-09-2026
(04-09-2026, 04:01 PM)LevelUP Wrote: For education credits like the American Opportunity Credit or Lifetime Learning Credit, the IRS generally requires the school to be eligible for federal aid.
You can check the IRS “eligible educational institution” database to see if they are eligible
https://www.irs.gov/credits-deductions/individuals/eligible-educational-institution
Thanks! It's on DAPIP, so I guess it's fine. Maybe they don't do 1098-Ts because the fees aren't technically tuition.
I just found this too:
https://money.usnews.com/money/personal-finance/taxes/articles/what-to-know-about-the-lifetime-learning-credit
Quote:“This includes any college, university, vocational school or other postsecondary educational institution that participates in or is eligible to participate in a student aid program administered by the Department of Education,” says Brittany Benson, lead tax research analyst at The Tax Institute at H&R Block.
UoPeople is eligible, they just don't participate. So that probably applies to similar accredited schools that do not participate in FAFSA (Kairos going forward comes to mind).
Here's the website for DAPIP for anyone who wants to check a school: https://ope.ed.gov/dapip/#/home