Please don't judge me!

[sayboom]

What is? She isn't exactly clear about that in her comment. I suspect because she really doesn't have any of this worked out. If she intends to enroll full time to get the full Pell, her "out of pocket" expenses will likely be more than $2k. If she's just talking about a few CLEPs, then yeah, that's small.

To totally hijack this with my own question, would the OOP expenses really be that much? I was thinking around 2k too. Honestly the fact I'd need to be enrolled full time to get the full pell wasn't even occurring to me even though I know how it works from experience at my CC. Alters my plan a bit but thankfully I'm still at the beginning planning stages and I don't mind the idea of taking 'real' classes instead of testing out. Anyways back to my question. If you do the comprehensive plan which is $7,190, signed up for 24 credits to get the full 5550 pell grant... that would leave you 1,640 unpaid. Obviously not including book costs in there or any outside testing you chose to do. Am I missing a catch to it? Does FA not go toward comprehensive, only the enrolled? I did the math last night I believe and the cost still is somewhere around the 7,000 range maybe a few hundred more for enrolled taking 24 credits.