$347,000 in student debt who can't land a job...

[Alpha]

 He's an idiot.

I'd agree that he's made some very bad choices as an adult.  I don't see him as a victim and I hope he realizes his own responsibilities in this whole mess.  At the same time I'd say that it doesn't do anyone any good to simply let him drown.  He'll never pay off that debt, even if he becomes employed and pays until the day he dies (and maybe he should continue to pay something).  I'm not interested in allowing people to simply walk away from their bad decisions but I don't think that these sorts of debts should be a life sentence to indentured servitude.  At least stop the accrual of interest.