Question about Applying at TESU

[DudebroCrypto]

Hello all, I'm very new to this but my goal so far is getting a BSBA by doing as many CLEP tests and everything else i can for free/out of pocket then apply at TESU, hopefully transferring the majority of my credits for a BSBA. Am I understanding the process correctly? Is there a rush to apply at TESU or can I wait until I am almost done with all my credits? I'm just starting this journey so Any Help on this would be appreciated. This process I understand will take many months/years, I'm just curious if I can essentially work my butt off for awhile then apply and transfer credits then get my degree and I'm done. I feel like I'm not understanding something. Any Help on this would be appreciated thanks in advance!