TESU AS/BS Degree Plan w/test out options -ZERO TRANSFER CREDITS

[GED2Degree]

Hello and good day!

Long story short: I am 40-ish without any prior college credits. I am looking at going the course/test route from the ACE approved providers, such as study.com, Saylor etc. 

I have a lot of free time right now, so the main things would be to cut costs, and try to earn the credits ASAP.

I am open to the AS/BS in Business major if that's the fastest/cheapest option. 

Thanks!