Transcript eval assistance to CBE school

[OldQuackKonobe]

Hey guys I've been reading around here for a little bit and had some questions. I'm one class away from getting my AAS in Information Systems technology at my local college. I can't sign up for my last class or transfer due to a Fa and school debt issue so I have to pay that off.

I want to get my bachelor's from either WGU, NAU, Uni of Wisconsin, or Hodges that have competency based learning.  WGU won't evaluate my transcript unless it's official or take me until I finish my last class. 

So until I settle my debt, I just needed advice on what I can do to not waste time and see if there any other things I can do meanwhile. I don't know how many of my classes from my AAS degree will be transferred over and if there any gaps or which ones I can take from places like Saylor, Straighterline or study.com. Or maybe it would just be better to work on some certifications like the A+ or security+. I was already studying for the Sec+ but I don't know which will be accepted for more credits at WGU unless my AAS courses will already cover those credits.

 I feel as though my credits may be more directed for the BSIT in WGU but I'm open to any of the IT related programs if more of my credits would be transferred over to a certain one. I did take a lot of general education courses but I don't know if there are any ones I'm missing I still need.
Any general advice would also be helpful. Thanks in advance.