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Affordable accredited doctorate options under 10k
#1
I had my ENEB evaluated through ECE and I am about to do the same with Scholaro and IEE for graduate level credits. I also hold two masters from UMPI and I am currently working on the UMass MBA. At this point the only thing I am missing is the doctorate or PhD path, and that would make a direct impact on my career.

My employer has already confirmed that earning a doctorate from an accredited school that can be evaluated as equivalent to an RA degree would raise my salary by about twenty percent. That increase would make a big difference for me and my family. The challenge is that I do not have the funds to afford more than ten thousand, not even through FAFSA loans, so my options are limited.

I want to be clear that I do not mean to offend others by sounding like I want a diploma mill. That is not what I am after. It is just the reality that if my employer recognizes the credential and it gives me a twenty percent raise instantly, then why would I not want to pursue it. I have a family to feed and I need to be practical. Having three regionally accredited masters already does not seem to be enough for my employer, and the ENEB credentials will hopefully come in handy as graduate level credits or for bachelor equivalency.

Ideally I am looking for a program that can be accomplished quickly since I need the raise within a year or less. I do have the time to dedicate to the study, and I know it is possible because I have heard of people finishing at South College in as little as two terms. Unfortunately, South College recently increased their prices and the pacing is also a concern, so I am not fully convinced. Edgewood also looks promising, but I am still comparing before committing.

I am not looking at Walden or Capella, as I know those are common but they are not the right fit for me financially or in terms of pacing. I am still open to exploring other options. I also keep hearing that some countries offer doctorate programs that are not as well known but still accredited. If WES or another NACES evaluator equates the degree to an RA doctorate, then that would be perfectly acceptable for my purposes.

I am also looking into top up programs. I have a Level 7 diploma from Qualifi that my employer paid for about a year ago, though I am not sure if that will be useful or transferrable toward a doctorate.

So my question is this: has anyone here found an accredited doctorate or professional doctorate program under ten thousand that can realistically be completed in a year or less, maybe with some transfer of graduate level credits. It can be US based or European, as long as it is accredited and can be evaluated as equivalent to an RA doctorate.

Any guidance, experiences, or suggestions would be very much appreciated.
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#2
Well you wont find a program cheap, fast, RA accredited, and not for profit. Choose 3.
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  • ss20ts
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#3
You are not going to find a doctorate program that can be completed in less than a year. A doctorate is not like a master's program. Especially when you get to the dissertation portion. You're writing gets approved and disapproved with corrections. You need at minimum a few years to get through the entire program. There are a few diploma mills that are out there that are under 10k. Acacia has a Nationally Accredited DBA for 12k. I think some of those unaccredited christian universities may offer less than year and under 10k.
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#4
(09-16-2025, 06:18 PM)Heartstrings Wrote: You are not going to find a doctorate program that can be completed in less than a year. A doctorate is not like a master's program. Especially when you get to the dissertation portion. You're writing gets approved and disapproved with corrections. You need at minimum a few years to get through the entire program. There are a few diploma mills that are out there that are under 10k. Acacia has a Nationally Accredited DBA for 12k. I think some of those unaccredited christian universities may offer less than year and under 10k.

I am curious what you think specifically about the DHCA from OSU. Do you see it as a solid option compared to a DBA, especially given the potential to transfer 30 credits and reduce the remaining coursework?

I have enough graduate-level courses in business and healthcare that may transfer, which would lower both the cost and the time required to complete the degree. I understand it is not a DBA, but it is still a doctorate, and it could be valuable even if I am not in healthcare, particularly for the potential increase in pay and career advancement.
I would greatly appreciate your perspective on how it compares in terms of career prospects, recognition, and time commitment.
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#5
I think with healthcare admin degrees a lot of people go into them without having a healthcare background. For example, I have a background in counseling a healthcare admin degree could be beneficial if I want to be a program director or work on a board of directors. Although anyone can go into healthcare admin without having a background in healthcare. I've had a few bosses without backgrounds in healthcare and they pretty much didn't understand our jobs that well. Just results. I think if it ticks the box for you to gwt raise I say go for it. I am just trying to be a little realistic when it comes to doctoral programs.
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#6
It seems to me that this is the cheapest and quickest option. It would cost around $10K and could be completed in two semesters if I take 15 credits per semester. In my opinion, it’s a solid route for a RA (research/administrative) program.

They’re also very generous in accepting transfer credits.....I’ve already inquired about this with another board. South College is another option, but I’ve heard complaints about the number of terms and delays in grading.

I already have a lot of healthcare graduate credits from my involvement in healthcare advocacy and nonprofit initiatives, even though they aren’t directly related to my current job. But if a doctorate comes with a bump in pay, then I think it’s worth pursuing, so Walden, Capella, or Edgewood would make sense.
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#7
(09-16-2025, 07:22 PM)JC39 Wrote: It seems to me that this is the cheapest and quickest option. It would cost around $10K and could be completed in two semesters if I take 15 credits per semester. In my opinion, it’s a solid route for a RA (research/administrative) program.

They’re also very generous in accepting transfer credits.....I’ve already inquired about this with another board. South College is another option, but I’ve heard complaints about the number of terms and delays in grading.

I already have a lot of healthcare graduate credits from my involvement in healthcare advocacy and nonprofit initiatives, even though they aren’t directly related to my current job. But if a doctorate comes with a bump in pay, then I think it’s worth pursuing, so Walden, Capella, or Edgewood would make sense.

Where do you live? Edgewood is more expensive if you live in the U.S.

Amberton offers several professional doctorates and PhDs. The Education ones are priced lower than the Business ones, and the business PhD is cheaper than the DBA I think. If you can transfer credits in that might work. ACE has doctorates for ~$25000 but worth seeing about transfer options there as well.
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#8
(09-16-2025, 07:42 PM)wow Wrote:
(09-16-2025, 07:22 PM)JC39 Wrote: It seems to me that this is the cheapest and quickest option. It would cost around $10K and could be completed in two semesters if I take 15 credits per semester. In my opinion, it’s a solid route for a RA (research/administrative) program.

They’re also very generous in accepting transfer credits.....I’ve already inquired about this with another board. South College is another option, but I’ve heard complaints about the number of terms and delays in grading.

I already have a lot of healthcare graduate credits from my involvement in healthcare advocacy and nonprofit initiatives, even though they aren’t directly related to my current job. But if a doctorate comes with a bump in pay, then I think it’s worth pursuing, so Walden, Capella, or Edgewood would make sense.

Where do you live? Edgewood is more expensive if you live in the U.S.

Amberton offers several professional doctorates and PhDs. The Education ones are priced lower than the Business ones, and the business PhD is cheaper than the DBA I think. If you can transfer credits in that might work. ACE has doctorates for ~$25000 but worth seeing about transfer options there as well.



I live in the U.S. but I also travel back home to Asia so it might be possible to get some discount using residency there. Still, OSU seems to be the cheapest option, costing me about $10K less, and it could be completed in two semesters if everything goes smoothly.
I really wanted South College, but given that you can’t complete it in one term, and I understand the dissertation takes time, although I see some complete it in one term and brag in the Facebook group, it seems the DHCA at OSU might be the best bet.
$10K is really too much, so the cost factor makes OSU very appealing.
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  • wow
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#9
(09-16-2025, 07:42 PM)wow Wrote: Amberton offers several professional doctorates and PhDs. The Education ones are priced lower than the Business ones, and the business PhD is cheaper than the DBA I think.

You may be thinking of someone else. Liberty? Amberton only goes up to the master’s level at this time.
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#10
(09-16-2025, 09:29 PM)Jonathan Whatley Wrote:
(09-16-2025, 07:42 PM)wow Wrote: Amberton offers several professional doctorates and PhDs. The Education ones are priced lower than the Business ones, and the business PhD is cheaper than the DBA I think.

You may be thinking of someone else. Liberty? Amberton only goes up to the master’s level at this time.

You're right. I was thinking of University of the Cumberlands
https://www.ucumberlands.edu/academics/graduate
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  • Jonathan Whatley
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