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Google's new $100 million Google Career Certificates Fund
#11
If one hustles can't they complete a Google cert in a month or 2 on Coursera? That would be $98, right?
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#12
Just saying, if someone is only making $12-15/hr, they might not HAVE $100 to spare for Coursera or access to other resources. Being able to make almost double that, then only paying $100/mo. afterward would seem like a pretty sweet deal.
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#13
(03-01-2022, 11:13 AM)ss20ts Wrote: If one hustles can't they complete a Google cert in a month or 2 on Coursera? That would be $98, right?
Actually, it's only $39/month. Also, some have reported finishing some of the classes during the 7 day free trial.
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#14
(03-01-2022, 11:26 AM)rachel83az Wrote: Just saying, if someone is only making $12-15/hr, they might not HAVE $100 to spare for Coursera or access to other resources. Being able to make almost double that, then only paying $100/mo. afterward would seem like a pretty sweet deal.
 If they're making that $$ then they likely get a tax refund and could use that, or pick up a quick side job to cover $100 . Far better than $100 every month for 60 months. I get what you're saying but I'm a tight wad and see the long term in basically everything. Anyone can find a side hustle to make a quick $100 if they have the drive. My mind says, " You can't possibly know what might happen over a 5 yr span of time so best not to tack on more debt than is needed."  The $15 an hr, 40 hrs wk x 52 wks is also a much lower tax bracket, and isn't close to being half the $40,000. I'd say do coursera, or better yet, go to work for google straight out of the gate and let them pay you to learn and get your cert.
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#15
(03-01-2022, 11:26 AM)rachel83az Wrote: Just saying, if someone is only making $12-15/hr, they might not HAVE $100 to spare for Coursera or access to other resources. Being able to make almost double that, then only paying $100/mo. afterward would seem like a pretty sweet deal.
I hope those people would qualify for and sign up for Coursera's financial aid.
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#16
(03-01-2022, 11:52 AM)MNomadic Wrote:
(03-01-2022, 11:13 AM)ss20ts Wrote: If one hustles can't they complete a Google cert in a month or 2 on Coursera? That would be $98, right?
Actually, it's only $39/month. Also, some have reported finishing some of the classes during the 7 day free trial.

I just searched for free courses and certs on coursera this morning. This cert popped up.
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#17
(03-01-2022, 08:24 AM)uncapentin Wrote: This is basically a rip off disguised as a great program to help people get ahead. Google hires people and trains them while they pay them as do some of the other IT related companies. As others have pointed out, the google cert can be gotten for a few hundred. Let's see how this looks all spelled out.
Single: Gross income $40,000. 
A simple google search turned this up: ( I could look this up on the IRS website but I won't)
>Tax Type
Marginal Tax Rate
Effective Tax Rate
2021 Taxes*
Federal
12.00%
7.74%
$3,095
FICA
7.65%
7.65%
$3,060
State
5.25%
3.84%
$1,536
Local
0.00%
0.00%
$0
Total Income Taxes

19.23%
$7,691

Income After Taxes
$32,309
Take-Home Pay
$32,309

  Okay, so now you're down to $32,309. Let's assume your boss has a good insurance plan and they only take out $20.00 per week from your check. Now you're down to $31,269.00. We won't get in to anymore deductions because many of those are voluntary, let's go with this.
 This equates to $601.33 a week or $2405. per month. With standard bills: groceries, rent/house payment, car payment, insurances, cell phones, internet, gas for the car, utilities......a $95 payment per month for 60 months is a lot to consider. 
  Just another form of student debt.

9 states including Texas have no state income tax.

So I got $33,893 left out of $40,000.  ($12950 standard deduction for 2022)
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#18
(03-01-2022, 11:52 AM)MNomadic Wrote:
(03-01-2022, 11:13 AM)ss20ts Wrote: If one hustles can't they complete a Google cert in a month or 2 on Coursera? That would be $98, right?
Actually, it's only $39/month. Also, some have reported finishing some of the classes during the 7 day free trial.

Last time I looked at Coursera it was $49 a month. Did it go down? Heck if you can get the cert done during a free trial why not? Seems silly to charge people $6K for something that can be done for $100 or less. Seems like a rip off.
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#19
(03-01-2022, 07:53 PM)ss20ts Wrote:
(03-01-2022, 11:52 AM)MNomadic Wrote:
(03-01-2022, 11:13 AM)ss20ts Wrote: If one hustles can't they complete a Google cert in a month or 2 on Coursera? That would be $98, right?
Actually, it's only $39/month. Also, some have reported finishing some of the classes during the 7 day free trial.

Last time I looked at Coursera it was $49 a month. Did it go down? Heck if you can get the cert done during a free trial why not? Seems silly to charge people $6K for something that can be done for $100 or less. Seems like a rip off.
Most of the coursera courses are $49/month but the Google ones are discounted to $39.
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RA(non WGU)(57cr)
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The Institutes, TEEX, NFA(9cr): Ethics, Cyber 101/201/301, Safety
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OD(12cr): Robotics, Cyber, Programming, Microecon
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#20
Google to offer $100,000 worth of tech training(Google career certificates) available to US businesses:

https://news.yahoo.com/google-makes-100-...58888.html
WGU BSIT Complete January 2022
(77CU transferred in)(44/44CU ) 

RA(non WGU)(57cr)
JST/TESU Eval of NAVY Training(85/99cr)
The Institutes, TEEX, NFA(9cr): Ethics, Cyber 101/201/301, Safety
Sophia(60cr): 23 classes
Study.com(31cr): Eng105, Fin102, His108, LibSci101, Math104, Stat101, CS107, CS303, BUS107
CLEP(9cr): Intro Sociology 63 Intro Psych 61 US GOV 71
OD(12cr): Robotics, Cyber, Programming, Microecon
CSM(3cr)
Various IT/Cybersecurity Certifications from: CompTIA, Google, Microsoft, AWS, GIAC, LPI, IBM
CS Fund. MicroBachelor(3cr)
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