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Credit laundering?
#1
Hi,
I am wondering whether it is possible to get CLEP credits honored with a CC and then go on and get an Associates with them and transfer to an institution they have an articulation requirement with. Is that considered credit laundering? Thanks
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#2
Credit laundering is when you try to pretend that credits came from a different source than where they actually came from.

So long as both schools accept CLEP exams, and you don't try to disguise that they are CLEP exams (which I don't think would even be possible), you can reuse your CLEP exams to get as many degrees as you want (within reason, of course). Credits are not "used up" simply because they went toward another degree first, especially when it comes to Associate -> Bachelor's degrees.
In progress:
TESU - BA Computer Science; BSBA CIS; ASNSM Math & CS; ASBA

Completed:
Pierpont - AAS BOG
Sophia (so many), The Institutes (old), Study.com (5 courses)
ASU: Human Origins, Astronomy, Intro Health & Wellness, Western Civilization, Computer Appls & Info Technology, Intro Programming
Strayer: CIS175, CIS111, WRK100, MAT210
[-] The following 1 user Likes rachel83az's post:
  • Tedium
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#3
There's also the possibility that the second institution doesn't accept CLEP, but does accept the associates as a "block" transfer, regardless of the credit sources for the AA/AS. This too would not be credit laundering, but is another example of how these agreements sometimes work.
Georgia Tech
MS Cybersecurity (Policy), 2021

Western Governors University
MBA IT Management, in progress (16/35cr, anticipated 2025)
BS IT Security, 2018

Northwestern California University School of Law
1L 20cr completed, withdrew from school, 2023-24

Thomas Edison State University
BA Computer Science, 2023
BA Psychology, 2016
AS Business Administration, 2023
Certificate in Operations Management, 2023
Certificate in Computer Information Systems, 2023

Chaffey College
AA Sociology, 2015

Accumulated Credit: Undergrad: 258.50 | Graduate: 68
Visit the DegreeForum Community Wiki!
[-] The following 1 user Likes jsd's post:
  • Tedium
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#4
Yes, I think that is the case here. The second institution does not accept CLEP but the first does but they have an agreement. Hopefully, it would work.
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#5
As long as they have an articulation agreement, it should work. But there is always the small chance that it won't work. It depends on the policies of the schools in question and the exact nature of the articulation agreement. I would suggest talking to an advisor at the school with the Associate's degree.

As an example, IIRC, Rio Salado and Arizona State University have an articulation agreement. I forget the exact details but I think that, even though there is a block transfer thing that goes on, it only applies to part of the Associate and not all of it or it only applies to certain programs at each school. Which I think is a bit weird, but I'm not the one making policies.
In progress:
TESU - BA Computer Science; BSBA CIS; ASNSM Math & CS; ASBA

Completed:
Pierpont - AAS BOG
Sophia (so many), The Institutes (old), Study.com (5 courses)
ASU: Human Origins, Astronomy, Intro Health & Wellness, Western Civilization, Computer Appls & Info Technology, Intro Programming
Strayer: CIS175, CIS111, WRK100, MAT210
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#6
You do have to watch out if you’re trying to get a second bachelors. A lot of place require additional credits after the first degree, so essentially all credits earned before you graduate the first time are not factored into the new degree requirements. Essentially those credits are “used up”.

That’s not what you’re talking about, but I thought I’d throw it out there as a case when precious credits can’t be used.
IN-PROGRESS:
???

MAYBE:
Newlane University - BA In Liberal Arts 
Kairos University 

COMPLETED:
Southeast Tourism Society - TMP (02/2020)
Pierpont Community and Technical College - AAS BOG, AOE: English (12/2018)
FEMA - PDS Certificate (04/30/2014)
GED (11/16/2004)
[-] The following 1 user Likes Tedium's post:
  • jsd
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#7
(03-02-2022, 02:24 PM)Tedium Wrote: precious credits

my precious...
Georgia Tech
MS Cybersecurity (Policy), 2021

Western Governors University
MBA IT Management, in progress (16/35cr, anticipated 2025)
BS IT Security, 2018

Northwestern California University School of Law
1L 20cr completed, withdrew from school, 2023-24

Thomas Edison State University
BA Computer Science, 2023
BA Psychology, 2016
AS Business Administration, 2023
Certificate in Operations Management, 2023
Certificate in Computer Information Systems, 2023

Chaffey College
AA Sociology, 2015

Accumulated Credit: Undergrad: 258.50 | Graduate: 68
Visit the DegreeForum Community Wiki!
[-] The following 6 users Like jsd's post:
  • , carrythenothing, Kab, rachel83az, Sherwood, Tedium
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#8
Lol *previous Tongue
IN-PROGRESS:
???

MAYBE:
Newlane University - BA In Liberal Arts 
Kairos University 

COMPLETED:
Southeast Tourism Society - TMP (02/2020)
Pierpont Community and Technical College - AAS BOG, AOE: English (12/2018)
FEMA - PDS Certificate (04/30/2014)
GED (11/16/2004)
Reply
#9
(03-02-2022, 12:14 PM)rachel83az Wrote: As long as they have an articulation agreement, it should work. But there is always the small chance that it won't work. It depends on the policies of the schools in question and the exact nature of the articulation agreement. I would suggest talking to an advisor at the school with the Associate's degree.

As an example, IIRC, Rio Salado and Arizona State University have an articulation agreement. I forget the exact details but I think that, even though there is a block transfer thing that goes on, it only applies to part of the Associate and not all of it or it only applies to certain programs at each school. Which I think is a bit weird, but I'm not the one making policies.

I think generally what happens is that schools say "if you took the Gen Ed's at a CC and want to transfer, we'll take those in a "block" but it's not necessarily 60cr since most schools don't require 60cr of GE.
----------------------------------------------------------------
I know for sure that in CA, the CC's will generally take CLEP & DSST exams - but the DSST exams will NOT transfer to the CSU-system schools, and the CLEP and DSST will NOT transfer to the UC-system schools.  So, you can't take CLEP & DSST exams and then think that because the CC gave you an AA degree, that it will automatically transfer to a CSU/UC school; you actually have to get your CC courses certified that they meet the requirements of the CC and the 4yr school.  So if you use a CLEP exam to meet a requirement, you can't get certified for a UC school (you can't get the IGETC certificate).
TESU BSBA/HR 2018 - WVNCC BOG AAS 2017 - GGU Cert in Mgmt 2000
EXAMS: TECEP Tech Wrtg, Comp II, LA Math, PR, Computers  DSST Computers, Pers Fin  CLEP Mgmt, Mktg
COURSES: TESU Capstone  Study.com Pers Fin, Microecon, Stats  Ed4Credit Acct 2  PF Fin Mgmt  ALEKS Int & Coll Alg  Sophia Proj Mgmt The Institutes - Ins Ethics  Kaplan PLA
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