07-20-2011, 12:09 AM
I think a lot of people don't have the luxury to just "leave home" at 18. I personally love freedom, and took any opportunity to be independent, but I think my friends who have stayed home are being much more fiscally responsible.
So what, you JUST entered the work force, with nothing in your pocket (often best case scenario) or a ton of debt (worst case scenario) and you wanna go out on your own, in today's world where an entry level job often can just pay rent and living expenses, with almost no room for savings?
What about people who get a career, and also stay at home? They're being really financially responsible, saving up for much better investments (like a home on a reasonable mortgage rate, one they can actually pay). They'll be ages ahead of their peers if they stay home and work for a little while. If you're happy being together with your parents, then why not stay for a while longer? I think people shouldn't let their "pride" of being independent get in the way of making sound financial choices.
With the guy above, yes he sounds extremely lazy and pampered, but there are many people who aren't. I have friends who are investment bankers on Bay Street and have been at home for the last 4 or so years, they have saved a ton and lead a great life, they also assist their parents with expenses back home. I think that's a child worthy of respect.
So what, you JUST entered the work force, with nothing in your pocket (often best case scenario) or a ton of debt (worst case scenario) and you wanna go out on your own, in today's world where an entry level job often can just pay rent and living expenses, with almost no room for savings?
What about people who get a career, and also stay at home? They're being really financially responsible, saving up for much better investments (like a home on a reasonable mortgage rate, one they can actually pay). They'll be ages ahead of their peers if they stay home and work for a little while. If you're happy being together with your parents, then why not stay for a while longer? I think people shouldn't let their "pride" of being independent get in the way of making sound financial choices.
With the guy above, yes he sounds extremely lazy and pampered, but there are many people who aren't. I have friends who are investment bankers on Bay Street and have been at home for the last 4 or so years, they have saved a ton and lead a great life, they also assist their parents with expenses back home. I think that's a child worthy of respect.
Goal - BA Mathematics Major at TESC
Plan: International AP Calculus Teacher
COMPLETED: [B]123/B]
B&M (Philosophy, Psychology, Calculus I/II, Physics I/II, Discrete Structures I/II, Comp Sci, Astronomy, Ethics)*42 credits
Athabasca (Nutrition, Globalization)*6 credits
ALEKS (Stats, Precalculus)*6 credits
CLEPS (College Math 73, A&I Lit 73, French 63, Social Sciences and History 59, American Lit 57, English Lit 59)*42 credits
TECEP (English Composition I, II)*6 credits
TESC Courses (MAT 270 Discrete Math A, MAT 321 Linear Algebra B, MAT 331 Calculus III B+, MAT 332 Calculus IV B-,
MAT 361 College Geometry B+, MAT 401 Mathematical Logic B, LIB-495 Capstone B)*21 credits
DSST (MIS, Intro to Computing)*6 credits*(not using)
Plan: International AP Calculus Teacher
COMPLETED: [B]123/B]
B&M (Philosophy, Psychology, Calculus I/II, Physics I/II, Discrete Structures I/II, Comp Sci, Astronomy, Ethics)*42 credits
Athabasca (Nutrition, Globalization)*6 credits
ALEKS (Stats, Precalculus)*6 credits
CLEPS (College Math 73, A&I Lit 73, French 63, Social Sciences and History 59, American Lit 57, English Lit 59)*42 credits
TECEP (English Composition I, II)*6 credits
TESC Courses (MAT 270 Discrete Math A, MAT 321 Linear Algebra B, MAT 331 Calculus III B+, MAT 332 Calculus IV B-,
MAT 361 College Geometry B+, MAT 401 Mathematical Logic B, LIB-495 Capstone B)*21 credits
DSST (MIS, Intro to Computing)*6 credits*(not using)
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