Enrolled at TESC without a plan... Woops...

[cookderosa]

First and foremost, CLEP exams and StraighterLine will not fall under TESC tuition. So my suggestion is to create a plan that starts by enrolling in everything you HAVE to take at TESC. Since I'm not a computer person, I don't know what courses in major can't be tested out of- but someone here will. Enroll in those first.

So- you need to cap out your 5 grand for 2 years and calculate what remains to build a CLEP plan. In my opinion, it is better to take 2 years at TESC for FREE than 1 year at TESC and pay out of pocket. Seriously, this can be FREE for you.

1st year
Enrollment & misc crap: $3000
balance: $2000 ( divided by $212 per credit) 9 credits (3 classes- 1 per quarter for 3 quarters)
out of pocket required to keep enrollment continual: 1 class $636

2nd year
Enrollment & misc crap: $2500
balance: $2500 (divided by $212 per credit) 12 credits or 4 classes, 1 per quarter

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so, you should also consider applying for a Pell Grant, that provides an additional $5600 per year that you don't have to pay back. You may not qualify, but it's worth trying.

Also, using my math, you need to take 8 classes to max your TESC tuition. As long as you don't take ANYTHING that is also available for a fraction of that cost via Straighterline, ALEKS,and CLEP, you will be ok.

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Dang. I'm not even sure I like the suggestions I made. I'm not loving the idea of you paying 10 grand to TESC for 8 classes and thus taking 32 CLASSES (not credits) elsewhere.....let me think on this. This can't be the best plan. You're going to eat up your $ and still not have a degree- hell, at that pace it'll take you all 5 years and your lifetime cap. I hate that. I'd like you to have some of that for a grad degree. My whole TESC degree was under $10k but you can't do it only using 1 payee (TESC). I need more details.

Will your employer pay for more than 1 school at a time? In other words, could you enroll at a community college for the upcoming semester? Are you able to get a full or partial TESC refund? Can you get your boss to fund CLEP exams or a SL course? I just think there are about 5 other ways to do this that would be SO much cheaper.....