Which is best degree by examination BSBA Int Business, CIS, Gen Management

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With TESU the BSBA-GM is easiest to get AOS UL credits for; as it has the most options.  The BSBA-CIS is also an option, less choices for AOS courses but very doable through the test out method. So GM or CIS is a choice of what fits best for you; its a personal choice and the diploma will read the same either way. Don't apply to TESU now with no credits, the advisors don't assist you with test out alternative paths - that is what this forum is for (this applies to all the Big 3, and WGU for that matter).  Also, with the timeline your working with the current catalog is it, so there is no urgently to lock it in (as the latest catalog went into effect last month - July) - wait until you have a plan and some credits to apply.

If you're in the US you may want to look into testing out as many course you can and then transfer into WGU for the balance (this could be for one of their business degrees or technology programs - depending what fits your existing knowledge). This could be done just as quickly and if you have tuition assistance from your employer, or are eligible for a Pell Grant, then WGU could very well be your lowest cost option as well.

If you want help with a specific school/program I suggest you start a thread with the information in the topic to attract the attention of those who know the most about that school/program. Currently a year is about the minimum when starting with zero credits, but is doable if you have the time and money to dedicate to getting it done.