Pell Grants only apply to undergraduate degrees (they stop once your 1st bachelor is awarded - or you max out)
In order to receive your full Pell Grant award you need to be a Full-Time Student (12 credit min) for the term/semester, and is based on a full year. You can receive a partial amount if you are at least half-time (6 min). The money is distributed on a prorated annual basis (it is not an all or nothing award).
So, unfortunately it doesn't work in all the examples that bjcheung77 posted; not for the EU (7 credits taken in same term would be 25% award*), for for WGU (50%* because once the bachelor is awarded after a single term, the grant ends), Not for TESU because the 15 credits would need to be taken in one term (semester) to be considered full-time (again that is only 50% award*). The other examples seem plausible as options based on how I read them. As far as graduating without any debt at all - yes that is possible, but if you graduate and you have any subsidized or non-subsidized loans - that is debt (don't think you can use your Pell Grant to pay your student loan, that is a plan set to fail).
I can not emphasis this enough...your Pell Grant award eligibility ends the moment you are granted ANY bachelor. I have seen a few posts here where people work towards gaining a general bachelor (BLS - for example) and plan to return for a specific field degree (BSBA, or BS/BACS - for example) and they are under the impression they will still have Pell Grant money available. I can only assume this is because they had not (needed to) max out their award dollars/years to earn that first bachelor, and didn't understand the overall rules. On the upside, there used to be a time that you couldn't actually use the Pell Grant year round (it was Fall/Spring only), but now many schools have it set up for year round availability (again prorated by FT/PT and term/semester). As bjcheung77 mentioned the award year is not calendar, it is July 1 - June 30.
Additionally, it is very common that companies who offer tuition reimbursement/assistance will only pay for costs above and beyond any Financial Aid awarded (meaning grants or scholarships - loans don't count). So you can't get paid/reimbursed twice for the same educational costs. Meaning, if your Pell Grant covered your UMPI tuition fully, don't be looking for your employer to reimburse you for your UMPI tuition as well.
*approx max, could vary on school's prorating method.
In order to receive your full Pell Grant award you need to be a Full-Time Student (12 credit min) for the term/semester, and is based on a full year. You can receive a partial amount if you are at least half-time (6 min). The money is distributed on a prorated annual basis (it is not an all or nothing award).
So, unfortunately it doesn't work in all the examples that bjcheung77 posted; not for the EU (7 credits taken in same term would be 25% award*), for for WGU (50%* because once the bachelor is awarded after a single term, the grant ends), Not for TESU because the 15 credits would need to be taken in one term (semester) to be considered full-time (again that is only 50% award*). The other examples seem plausible as options based on how I read them. As far as graduating without any debt at all - yes that is possible, but if you graduate and you have any subsidized or non-subsidized loans - that is debt (don't think you can use your Pell Grant to pay your student loan, that is a plan set to fail).
I can not emphasis this enough...your Pell Grant award eligibility ends the moment you are granted ANY bachelor. I have seen a few posts here where people work towards gaining a general bachelor (BLS - for example) and plan to return for a specific field degree (BSBA, or BS/BACS - for example) and they are under the impression they will still have Pell Grant money available. I can only assume this is because they had not (needed to) max out their award dollars/years to earn that first bachelor, and didn't understand the overall rules. On the upside, there used to be a time that you couldn't actually use the Pell Grant year round (it was Fall/Spring only), but now many schools have it set up for year round availability (again prorated by FT/PT and term/semester). As bjcheung77 mentioned the award year is not calendar, it is July 1 - June 30.
Additionally, it is very common that companies who offer tuition reimbursement/assistance will only pay for costs above and beyond any Financial Aid awarded (meaning grants or scholarships - loans don't count). So you can't get paid/reimbursed twice for the same educational costs. Meaning, if your Pell Grant covered your UMPI tuition fully, don't be looking for your employer to reimburse you for your UMPI tuition as well.
*approx max, could vary on school's prorating method.
Amberton - MSHRB
TESU - ASNSM/BSBA
TESU - ASNSM/BSBA
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