Credits Banked Transfer to Another College?

[JDawsonMunger]

Hello,

Does anyone know if credit banked credits (from TESU, Excelsior, etc.) will transfer to another university?

For example: Finish an ASBA at TESU, transfer and graduate from Liberty Business Administration & Data Analysis Bachelors, use banked TESU credits to satisfy prerequisites for Liberty MBA

[Jonathan Whatley]

We have to split your question into parts because the answer is no to some parts, yes to other parts.

You cannot get around a university's rules as to what it will accept in transfer credits to its own degree by getting that banked elsewhere. DegreeForum traditionally calls that "creditwashing" or "credit laundering." If Smith University says no to transferring in ACE credit, for example, it won't suddenly say yes because it sees ACE credit on a TESU transcript.

There's an occasional exception to this rule called "block transfer." Smith University might have a policy that it accepts an accredited associate's degree as 60 semester hours in block transfer, even if some of the 60 semester hours underlying the associate's degree, Smith would not have accepted on their own. This block transfer policy overrides the previous policy.

There's another occasional exception in that a few schools have a policy that they won't take alt-credit directly but may consider it if they see it on another school's transcript. This is rare.

When a graduate program identifies undergraduate courses as prerequisites, that's not called transfer credit. Prerequisites and transfer credit are separate things. Whether a graduate program will accept alt-credit for the specific prerequisite course subjects it identifies varies so widely that it's difficult to make good generalizations. On one extreme, I've seen a few graduate programs even open to accepting non-credit MOOCs in prerequisite subjects. On the other extreme, don't expect any US medical school to accept alt-credit in the core premedical sciences.

Liberty University, which you mention, is one of the most friendly schools to ACE and other alternative credit.

[Duneranger]

You can't hide ACE credits or launder them if that's what you are asking,

[davewill]

Hello,

Does anyone know if credit banked credits (from TESU, Excelsior, etc.) will transfer to another university?

For example: Finish an ASBA at TESU, transfer and graduate from Liberty Business Administration & Data Analysis Bachelors, use banked TESU credits to satisfy prerequisites for Liberty MBA

For transfer the answer is, "no". Liberty will want to see every transfer credit on it's original transcript. A lot of the reason for that is because schools stick together, and the most common reason for not being able to provide an original transcript is because you owe money at the previous school, so other schools generally refuse to accept anything but an original transcript. In fact, they often won't accept you at all unless you produce every prior transcript, whether they hold usable credit or degrees or not.

So, in general, credit banking is only useful for employment or certification type purposes.

However, That's not what you really asked. You're asking if prerequisites can be credit banked, and there answer is, "maybe". In general, they are going to want to see prerequisites on their original transcripts, too. However, if you have ACE credit on your TESU transcript, it's not impossible that they would accept that for a prerequisite. Unlikely, but not impossible.

What a lot of people fail to realize is that graduate admissions departments are a lot different from undergrad ones. Trying to get information from an undergrad admissions advisor can be like pulling teeth, sometimes. However, grad programs are usually much more cooperative. They are often looking for students to admit rather than trying to gatekeep. So you can probably ask this question to advisors at Liberty and get a straight answer.

You should be specific when you ask, I.e. "I took XYZ course from Study.com and it's on my TESU transcript for college credit. Will that satisfy the prerequisite for XYZ?"

[JDawsonMunger]

Thank you all for your answers. I reached out to Liberty graduate advisors and they were super helpful, but can’t give me definite answers until I apply. I think my best bet is to finish the Associates degree I’m working on at TESU, decide where I’m going to do my Bachelors, and apply to Liberty grad school and see what happens

[acamp]

Thank you all for your answers. I reached out to Liberty graduate advisors and they were super helpful, but can’t give me definite answers until I apply. I think my best bet is to finish the Associates degree I’m working on at TESU, decide where I’m going to do my Bachelors, and apply to Liberty grad school and see what happens

Hello!
Just curious - which grad degree from Liberty are you looking to complete?

[JDawsonMunger]

I want to get an MS in Financial Planning

[bjcheung77]

Basically, if you're going for a TESU Associates, you might as well finish the Bachelors with them as well. You've got just one extra class and that's the capstone, as you can transfer in all the RA and ACE credits into their degree, up to 90 ACE/NCCRS alternative credits, 114 can be transferred in total (24 RA credits, 6 credits at TESU - cornerstone & capstone).

Essentially, if you decide on another option, you can decide if you want to do the UMPI AALS and UMPI BBA with a concentration of your choice, bet it Accounting, PM&IS, M&L, or something else they offer. For reference, your other thread that I answered: https://www.degreeforum.net/mybb/Thread-...it-Banking

ACE/NCCRS credits are useful and transferable only if the receiving institution accepts them, it doesn't matter what the first institution does with them. Your best bet is to finish your undergraduate at an institution that accepts them, then apply for a grad school with the bachelors in hand, as long as you have all the prerequisites completed...