It's not at all unreasonable to complete 48 credits in a year. Many have done that and more, with all testing, with all courses, and with a mix of both, so you're within sane limits.
I mean 20-23 credits in TESC courses. You can CLEP/DSST/ACE/transfer-in-from-elsewhere as many credits as you like in addition to what you earn at TESC, and there are no charges or caps on those external credits. You're only charged for the courses you take with TESC. (That's how others here have done a full Bachelors by only paying the annual enrollment. They tested all their requirements down, sent transcripts, paid the enrollment fee, then applied for graduation.)
To meet financial aid requirements, you'll need at least six credits per semester in online or guided study courses from TESC for it to pay out each term. And if you plan to go all four terms (your FA award will be split over four terms, so if you're intending to go the full FA route to get any kind of disbursement, you will likely need to go 2+ terms before your account goes positive), that's at least 24 credits you would commit to, assuming you only take the minimum 6cr/semester, which would put you in the Comprehensive Tuition Plan neighborhood.
Basically, before you make a major financing decision, try to put together a rough degree plan where you decide how you will satisfy the various degree requirements for your BALS. Decide how many of those 48 credits you plan to complete using TESC courses, and how many you plan to complete with CLEP/DSST/transfer from elsewhere. That will help you calculate which tuition plan will be more economical.

To meet financial aid requirements, you'll need at least six credits per semester in online or guided study courses from TESC for it to pay out each term. And if you plan to go all four terms (your FA award will be split over four terms, so if you're intending to go the full FA route to get any kind of disbursement, you will likely need to go 2+ terms before your account goes positive), that's at least 24 credits you would commit to, assuming you only take the minimum 6cr/semester, which would put you in the Comprehensive Tuition Plan neighborhood.
Basically, before you make a major financing decision, try to put together a rough degree plan where you decide how you will satisfy the various degree requirements for your BALS. Decide how many of those 48 credits you plan to complete using TESC courses, and how many you plan to complete with CLEP/DSST/transfer from elsewhere. That will help you calculate which tuition plan will be more economical.
BSBA, HR / Organizational Mgmt - Thomas Edison State College, December 2012
- TESC Chapter of Sigma Beta Delta International Honor Society for Business, Management and Administration
- Arnold Fletcher Award
AAS, Environmental, Safety, & Security Technologies - Thomas Edison State College, December 2012
AS, Business Administration - Thomas Edison State College, March 2012
- TESC Chapter of Sigma Beta Delta International Honor Society for Business, Management and Administration
- Arnold Fletcher Award
AAS, Environmental, Safety, & Security Technologies - Thomas Edison State College, December 2012
AS, Business Administration - Thomas Edison State College, March 2012