10 years removed from school, 108 credits want to finish my business/finance degree

[Prloko]

This is the breakdown dont think any of it is a loan?



Pell Grant 1444.00 1444.00 Y_N_

Direct Subsidized St 3500.00 3500.00 Y_N_

Direct Unsubsidized 709.00 709.00 Y_N_

The Pell grant for 1444, is the only money you don't have to pay back*. The Subsidized and Unsubsidized at about $4200 are loans which will have to be paid back after you graduate. For the Pell Grant, TESC will prorate that amount quarterly. So you will get $361.00 of that your first (and probably only) quarter. The remaining can be used to fund other costs you may have. The interest rate is fairly low on them, I think somewhere in the 3-4% range right now. Subsidized will NOT accrue interest until you finish, while the unsubsidized will accrue interest I believe from day one.

On your other question; yes, they are still waiting for your CLEP, Miami Dade and FINRA transcripts. You have to send official transcripts from all institutions even if the credit appears on another transcript. In other words, from the original source.

* This money may have to be paid back if you withdraw from school or go below 1/2 time.