Formulating my plan

[JobaJoba]

COSC, Excelsior and TESU are great schools. They're the big 3, either one you choose is fine.
Excelsior was my very first choice as well, when they were the cheapest many moons ago.
COSC was my first choice this year around, but decided on TESU as it's a University now.

Anyways, it wont really matter which one you go for, it's a stepping stone to the next level...
For TESU, you can transfer in up to 117 credits, the only one you can't is the capstone.
Furthermore, you can only transfer up to 90 credits from one provider.

I've seen a lot of people talk about this capstone, can someone explain what that is? Is it something I can test out of through TESU? I didn't see anything about it in that spreadsheet.