My Journey: TESU BSBA

[Ideas]

I finally took my first online proctored exam. An easy one, study.com Personal Finance. I was nervous about the technical aspects, and not nervous about the exam questions. Next for me is study.com Principles of Finance. I won't have much time to complete this, because life obligations are keeping me busy for 4 days, but as I posted in another thread, I have relevant background.

I have "wasted" a lot of time on researching grad programs, undergrad certificates, and other things. I do feel better and better about my plans. I have to verify some things with TESU, but I'm likely to skip the Psych bachelor's, which I believe would have cost in the range of $3500, and instead just do a grad certificate at TESU. I know that employers don't like certificates that much, but at least it's grad level not undergrad, and it would also help me with entrance into a Masters program in the future. So I like this plan, if I think I can get most or all of those courses cheaply. I'm not sure yet because their grad cert isn't general Psych, but specialty, meaning it's harder to find courses.

I am planning to take cheap community college courses for summer 2017 and fall 2017, because of the Pell Grant, which will eat up some time. Possibly spring 2018, if it doesn't mess up other plans. Besides delaying my graduation. I wrote more about this in another thread, but doing this will allow me to afford some other things I'm interested in such as:

I am very interested in doing my ASNSM in both Biology and Mathematics if they allow it. Math would be only 2 extra courses for me, with one being sort of easy because it's at Straighterline. Actually, between the two majors, I think I prefer to do Math at this point, and may just do Math only. However, there's a good chance Biology would only cost me about $60 extra (and 1-2 weeks of studying) due to study.com scholarship covering half of what I need.

I am very interested in adding a Marketing concentration to my BSBA. I believe it would cost an extra $700.

Edit: TESU Grad Certificate seems too expensive for the courses So I am very torn between the COSC Psych Bachelor's which is quick and somewhere around $3500, or the Capella Psych Master's if it's $4800. (They might force the capstone in a third term, so it would be $7200.) I will still hope for another option to arise.

Edit: I might end up getting a boost in income before grad school starts, and I might be willing to do a payment plan or student loan. One other issue I face is I may be moving, which would take a lot of energy, time, and money.