Master's difficult/expensive to get?

[Kev]

I'm  trying to put all possible chances on my side for what I am trying to accomplish and I'm thinking of getting a master's. I've been researching on getting a master's in English, however, my conclusions aren't that positive at all—from the cost, time, difficulty of finding a school, transferring credits and so on.

How have you found getting a master's to be? What has been your experience if you've gotten a master's online?