Disabled on a very fixed income need help finding free or cheap ways for credit

[carsonallen77]

First, you didn't say what degree you wanted.

I can't decide which degree I want to peruse yet. I wold like to knock out general education classes while I am deciding. 

GOALS
Get an associates in something that would allow me to apply for a position with the I.R.S., Social Security Administration, something in Federal or State Government as I could qualify for section A non competitive job offer. Hopefully, I could get some  kind of employer paid tuition and complete a bachelor degree. 

Then of course the ultimate goal would be a Masters from a B&M

Thank you for the detailed reply will use the info for sure. 

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Thank You all for the help, will keep everyone updated. For some reason I did not get email notification of replies to my OP. Will have to check that out in the settings.

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Hello all, my dream is to get a degree at COSC to prove to myself and family that I can still accomplish my life goal even though I am disabled. 

I have looked at straighteline, study.com, sophia, etc, but 199 a month at study or 99 a month is just not doable on my fixed income. 

I'm not sure about Saylor as allot of the classes there have expired and they will not answer my emails. 

Modern States is only free for the first few thousand, plus I live in a rural area to far from CLEP centers. Wish I could do some proctoring. 

I could afford 100 a month maximum. 

Any advice as to how I can start earning at least my general education credits toward COSC for around 100 a month would be very much appropriated. I wish straighterline would just let you take all the courses for the flat 99 a month without charging extra for the courses.

What state are you located in?

Recommendation.
1. Fill out a FAFSA
2. Register for two courses at a community college (you will qualify for part-time enrollment).
3. The important part. Request COA (cost of attendance for room/board/travel/misc) at the CC. It varies, at WGU, its $600/month, while CC in California is $1500/month+ during the semester. You can still receive room/board/travel/misc even if you take the courses online.
4. You should qualify for a pell grant, part time at CC, $1500 per semester (don't have to pay back because its a grant).
5. Accept Federal Student Aid loan for COA during the semester at CC.
6. Use COA funds to take courses at SL, SDC, etc.
7. Create application at Big 3, transfer credit.
8. Repeat. FAFSA. Process again. Secure. COA, Pell Grant.
9. Graduate with a degree.
10. You will have a student loan, payable 6 months after you graduate.
11. Change to 20 / year repayment plan. Based on low income. Your payments will probably be less than $10/month.
12. File college education expenses when you file your taxes and receive $1,000 back from the IRS.
 
Thank You, I am in the State of Utah. There is a JR College in my town called Snow College. I think I might be able to get Vocational Rehab to help pay for some education without FASFA.  I am all ready on an income based repayment plan for a few terms I took ten years ago. I only passed one class, but spent the money. However, I was diagnosed with learning issues and given federal accommodations such as extra testing time and such. 

I do prefer online work to classroom study, but I just noticed Snow has an all online Associates of Science in Business or Gen Ed that can be done all online. Going to set an appointment with the Voc Rehab ASAP.