Am I missing any alternative credit options?

[ss20ts]

Lol.  I took a class called Business math at one point.  It was treacherous.  It was part algebra, part calculus, part kill-me-now. I never took calculus in high school and it was being taught as if everyone already knew it.  I got a D and cursed the day I thought it would be a good idea to take a math class and try to learn something new.

That's not at all what business math is like at UMPI. Seriously if you know that banks charge interest and what a check is, you'll pass without any trouble in just a few hours.