BA/BS in Accounting Advice please.

[dfrecore]

If you want an actual accounting degree to work in accounting, nothing but that will do. I would get a BSBA/Accounting at TESU, a BSBA/Accounting at WGU, or a BA in Accounting at UMPI. EU's BSB/Accounting MAY be done alternatively, not certain how they'll bring in some things.

Something to consider: never look at things like "X amount is too much for just 6cr" at wherever. You need to look at each degree and figure out how much it will cost to get it based on where you're starting. If School A is $1 for tuition and it will cost $100k for 120cr, and School B is $10,000 for tuition for 1cr and $1k for 119cr, then School B is the better price, even considering you're paying 10,000x the tuition price there. Look at the cost to finish the degree.

Make a degree plan for each of these, then fill in how you're going to take each course, the cost of those courses, and then add the cost at each school. You can also use this time to see how many Sophia/Study courses you can complete. If it's slow-going, then you're probably better off at TESU/EU. If you hammer through, and think you can sustain that pace, then UMPI/WGU may be a good bet.

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TESU is easy, I'm sure there's a plan out there somewhere. For the 6th course in the AoS, you can take the ICC Managerial Accounting, or ask about Coopersmith's ACC-175: Introduction to Auditing or ACC-325: Forensic Accounting. With your 16cr of RA already, that leaves 8cr of RA to get, which is a piece of cake. Tuition & fees for final 6cr at TESU is $6,846 / Tuition for a single 16cr term is $4,778 (and will get you your remaining RA)
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EU
Courses which are not 100%, but may very well be able to make the concentration doable:
Intermediate Accounting I & II, which I don't think they'll take from Study.com, but they may take from Coopersmith
Cost Accounting - Study.com
Taxation - TECEP exam
Auditing - Coopersmith (unconfirmed)
Tuition & fees for 7cr at EU is $4,031
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WGU - 77cr can be transferred in from a combination of Study & Sophia (and others), leaving 41cr, which would prob take you at least 2 terms
Tuition & Fees for 1 term at WGU is $3,720, but 2 terms is much more realistic $7,440 (and with a spouse, 2 kids and a FT gig, 3 terms isn't out of the question).
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UMPI - 90cr can be transferred in, but I show that for the BA in Acct, there are 14 courses that can't be done via alt-credit, so 42cr. I think that you're looking at 2-4 terms, with 2 being a stretch ($2,800), and 3 being doable ($4,200), with 4 not out of the question ($5,600). If you hate writing papers, you'd prob want to see if the accounting courses are papers, or something like projects instead. That might be more doable for you.