Which ONLINE college can I complete credits to obtain Bachelors fastest?

[sanantone]

Earning a BSW cuts a year off of the MSW. The OP potentially has 44 credits, but they would have to apply first to see what will transfer. There might be BSW programs that will allow the student to test out of general education courses. Either way, there's no getting around the practica.

And how long would it take to complete a BSW versus say the BLS at UMPI? The BLS at UMPI can be completed in under 6 months. Doubtful that a BSW can be completed in that timeframe.

Most people don't complete competency-based bachelor's programs in six months. Most don't even complete them in one year. 

You should calculate whether it's cheaper to do a non-social work bachelor's plus a 60-credit MSW or a BSW and a 30 to 36-credit MSW. Generally, undergraduate tuition is cheaper, and advanced standing MSW programs require far fewer credits. Plus, if you qualify for the Pell Grant, you can only use it at the undergraduate level.

The issue is going to be getting those clinical hours in.  If you need to work to live, then getting the hours you need for the BSW may be almost impossible to do.

But, if you get a fast, inexpensive bachelor's degree, you can then work and save up for the MSW - and while you're at it, you may even be able to get better paying jobs because you have a degree.  Getting the BSW first means you are stuck for a good long while, and then you come out with a degree that is almost (but not quite) meaningless.  You almost HAVE to get a MSW afterwards for it to have any value.

But I agree that you need to find the combination that works best, and makes the most of your available time/money/effort now and in the future.

You're still going to need two practicums for the MSW if you don't have a BSW. Advanced standing programs typically require one practicum. A liberal studies degree might or might not lead to a higher-paying job, but the pay will rarely be high enough to allow for significant savings, especially if one is working in human services. 

I'm not saying the BSW to MSW path definitively makes better sense, but it should be considered along with accelerated BSW/MSW joint programs in which some of your courses will count toward the BSW and MSW. Of course, New York doesn't appear to have a BSW license like some other states do, but they do have job openings looking for BSWs. A worksite practicum is an option for MSW students if their employer has a qualified social work supervisor.