Seeking advice on transfer credits and acceptance issues

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I’m looking into different programs at WGU and University of Maine. I’m unsure of which credits I can transfer into certain degrees as well as concerned that I won’t be able to get into a desirable masters program with transfer credits from Sophia or a like credit service. So my two questions are what courses are transferable to let say in English communications degree or a psychology degree in the second question being is it reasonable to assume that  I will be accepted into most masters programs even with transfer credits from sophia?  TIA