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Affordable Health Care Law
#21
mrs.b Wrote:What income range is representing "most" here? Everyone I've heard from that was able to get into the system and run their own quotes are claiming quoted premiums in the $500+ per month range, with some considerably higher.

These are people who are getting kicked off of Medicaid in Wisconsin. Their incomes are so low that they would get enough of a subsidy to drop their premium down to $19 a month. I don't know if this included the subsidies I could possibly qualify for, but I went on the website and got several quotes from $100 to $140 with the higher plans being more expensive, of course. The cheapest plan at my job is around $100 a month, and the insurance plans within the same price range on the exchange actually cover more.
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#22
quasarvs Wrote:If the government didn't own healthcare then there wouldn't be any problem of raised rates because of those who waited.
What about the freedom to choose, for the uninsured-who-don't-want-to-be-insured?

I don't get to choose when the uninsured guy goes to the ER and chooses not to pay the bill, and then hospital raises their fees, which then get's absorbed by my insurance company which then get's passed on to me (well at least it used to). I don't see a big difference.
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#23
quasarvs Wrote:At least I don't have to pay to wear my seat belt. It costs me nothing to buckle up.

Not true, the cost is added on the purchase price of the vehicle. If seat belt laws were repealed, the price of cars would go down eventually by the cost of the seat belts (or spent on another improvement). But I'm sure you knew that already.
CLEPS Passed: 10 DSST Passed: 11 TECEPS: 1

PrLoko-isms
Don't waste time by trying to save time. The only sure way to complete your degree is to knock out credits quickly and efficiently.

Don't let easiness bite you in the rear. Know your endgame (where you want to be) and plan backward from there. Your education is a means to an end.

Be honest professionally, socially and academically. There are people (especially little ones) who look up to you and they're going by your example.

Be proud. Whether you're an Engineer or Fast Food worker, there is honor and dignity in hard work.

Picking on people weaker than you only proves that you are a weak person.
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#24
mrs.b Wrote:What income range is representing "most" here? Everyone I've heard from that was able to get into the system and run their own quotes are claiming quoted premiums in the $500+ per month range, with some considerably higher.

When I left my civilian job 11 years ago, I was offered COBRA benefits. Monthly premiums were $900 (I was paying $100 through my employer). Considering it's 11 years later and people are buying their own insurance which allows pre-existing conditions, $500 doesn't sound all that bad. But I'll let you know how I feel about it when I'm a civilian again.
CLEPS Passed: 10 DSST Passed: 11 TECEPS: 1

PrLoko-isms
Don't waste time by trying to save time. The only sure way to complete your degree is to knock out credits quickly and efficiently.

Don't let easiness bite you in the rear. Know your endgame (where you want to be) and plan backward from there. Your education is a means to an end.

Be honest professionally, socially and academically. There are people (especially little ones) who look up to you and they're going by your example.

Be proud. Whether you're an Engineer or Fast Food worker, there is honor and dignity in hard work.

Picking on people weaker than you only proves that you are a weak person.
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#25
What does your old COBRA have to do with a $500 a month premium today? Everyone knows COBRA's were overly expensive and are apples to oranges in comparison.
Through my 50,000 person company I pay about $325 a month for what the healthcare.gov would classify as platinum plan, and actually I have ZERO deductibles so technically its a 100% plan.
But platinum is not available where I live apparently, however just to get a gold 80% plan, the cheap one, would run $879 a month. And the closest plan is $990 a month.

And your a little cooco for coco puffs if you can't see the difference between a socialist based government controlled healthcare system and the open market risks of someone not paying their bills.
Why don't you find a nurse and ask them why the doctors run all the excessive tests, which run up the bills and make that person unable to pay that bill?
Having an RN for a wife, who left the medical field because of such crap I can attest to a completely top to bottom broken system. So yes it needed some reform.
But somehow you think the broken government can do it better? The one where HHS has a $983B budget for the 312M americans? At $3K+ a person, which doesn't include covering the millions of heros of this country our vets, who are on a different plan, and the $983B who also don't cover most of us on health insurance plans. So if 1/4 of the population is using aide, then that is over $12K per person.
The one where corruption is rampant in medicare and medicad and some how rose by 8.1% from the prior year. The one where the ACA needs the young healthy people to be forced into a plan they don't want, just so they can pay for the already billions of dollars shelled out.

So please enlighten us and explain how this is better?
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