How are you Monetizing using your Degree or Certificates

[Dude]

Just-world hypothesis (Wikipedia)

Pretty sure you misunderstood what I was saying. Good at life doesn't mean being a good person, it means being good at understanding how to get ahead in life. It's possible to be a good person at the same time but that's purely incidental and not a requirement. If anything I was suggesting the exact opposite of "just-world". Life isn't fair, neither is it meant to be, it's merely an extension of survival of the fittest. Those who are fit for life will succeed whether they have a degree or not.

How do you suggest – in the world we live in now – an interested person should train to become a scientist? A health care provider? A teacher? An accountant?

Obviously some fields require formal education due to professional standards which are applied, but it's worth considering that you simply cannot become a physician racking up credits at WGU or some such. The degrees offered by the higher ed institutions that allow you to test out of a lot of courses or have some easy going attitude when it comes to taking your money and providing you with a passing grade are not graduating people with degrees in molecular biology or similar fields.

I do agree that IT is one of those fields where what matters is whether you can do the job and not whether you have formal training for that job. I also agree that the same standard doesn't apply to some other fields. At the same time you'd be hard pressed to find a B.A. degree where one can seriously argue that it's worth the time and money invested in it.