Newbie needs help with planning how to finish degree by testing out

[fcnew52]

Thank you everyone for your input. I appreciate any and all advice. I'll clear up some things because I feel there's been a misunderstanding.

I am NOT doing anything illegal here in Japan. I am NOT getting paid to work here. I am just a volunteer. I have plenty of free days where I just go sightseeing. I also am not teaching English classes here. All I am doing is speaking in English around the children so they become accustomed to the language and seeing a foreign face. All I get in exchange is a place to stay while I am here.

But in the near future I DO want to come back and teach English here. I will be returning to the states before the 3 months are over and have NO plans to overstay my visa. I apologize if I made it sound like I was committing and condoning fraud, which I am not. It is only "hush hush" because during customs check, anything other than sightseeing is frowned upon as a reason to enter the country on a tourist visa.

Now the reason why I do not mind the long hours and hard work of becoming an English teacher here is because I've worked many part-time jobs in the states that were much much worse than this. I have several friends that also work as English teachers here in Japan and even though there are many cons, I still feel like it is something that I really want to do.

Now I know this isn't the correct place to be telling my life story but if it helps understand my position, I will.

In the states, I grew up well below the poverty line while none of my siblings ever attended college. We lived under the system for many years and I was even homeless for a few days and forced to sleep in my dad's truck because he would always gamble the rent money away.
Now comparing that lifestyle vs living and working hard in Japan as an English teacher is a humongous step up for me. I am not asking for pity. All I need is assistance in figuring out how to make my dreams come true by finishing my degree as quickly and cheaply as possible so I can return to Japan to start my life. I hope that helps understand where I'm coming from.

Now back on topic, I have a few more questions.
1. How long do I have between the time I apply and the time I have to enroll officially in the school at TESU?

2. Are there any UL courses I can study for solely using InstantCert? Are there any CLEP UL courses?

3. I have begun the Free Ethics course and hope to finish it sometime this week. Once I pass the online exam for this course, do I transfer the credit through the ACE website or the Institutes website?

Thank you again everyone for the advice!