Need some help deciding how to start TESU/COSC

[axelsnoski]

I want to do an associate's degree, I am looking for the most cost-effective way to go about doing this relatively quickly.

I am looking at doing as much as possible through Saylor, CLEP/DSST etc.

I have a ton of IT knowledge so I'm sure I can cruize through AS, Computer and Information Technology pretty easily but I have a few questions, it looks like I can do up to 75% (45 credits for the 60) leaving 15 Credits to do at the college?

Since I'm assuming the capstone is required and it's only 3 credits what are the remaining 12 credits that cannot be done outside of the college?
Which of the two is more cost-effective when going this route, I'm a little confused on how the pricing works when transferring credits?
Do TECEPS fall under the credit limit or can I still Test out the remaining credits?

any other insight or guides would be greatly appreciated.