05-25-2023, 06:53 AM
You should not twist my words nor make assumptions. I never said I was ok with predatory lending. I used to work for a HUD program to help low income families qualify for responsible home ownership and avoid predatory lenders.
You said you are broke. Then you said you aren’t really broke, you’re just going to file bankruptcy so that you don’t have to pay for the debt you chose to create. So, you want to work the system for a free ride basically. That’s messed up. You just brought up bad practices that are out there and are using it to justify your poor choices.
Bankruptcy exists for people who fall on hard times due to something that is out of their control. If it’s due to poor decisions, then you have to go through counseling so you can learn from your mistakes and not repeat it. It doesn’t exist so that scammers can get get a free ride.
Look inward, not outward. Bad business practices of others is not justification for poor personal decisions
You said you are broke. Then you said you aren’t really broke, you’re just going to file bankruptcy so that you don’t have to pay for the debt you chose to create. So, you want to work the system for a free ride basically. That’s messed up. You just brought up bad practices that are out there and are using it to justify your poor choices.
Bankruptcy exists for people who fall on hard times due to something that is out of their control. If it’s due to poor decisions, then you have to go through counseling so you can learn from your mistakes and not repeat it. It doesn’t exist so that scammers can get get a free ride.
Look inward, not outward. Bad business practices of others is not justification for poor personal decisions
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