University withholding transcript

[bjcheung77]

ImAllLikeYouWannaDoWat - Get a loan that you can pay off monthly and stick to it for the next two years or so, do a 24 month or 36 month loan. Do not declare bankruptcy on such a nominal amount, if it was $600,000 that you owe for a purchase of a house or something, then you may consider that as an option.

Anyways, I also recommend getting the free legal advice option and see if they can drop that $6000 to $3000 or something you can manage. Speak with the school/creditors and work something out, they won't say no to any cash you give them, it's better than receiving nothing on their end...

BTW, I was in a similar situation, I owed $12,000 and was able to negotiate it down to a manageable amount. This was about 2 decades or so ago, I shouldn't have paid the school as this was when I was going to a private school that wasn't RA/NA and doesn't use the National Clearing House. But because you're thinking of the Big 3 or WGU, do it, get the loan and pay monthly.